NRS Course Catalog

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Showing results 91-100 of 158.

Life & Annuity Best Interests-Reg 187

Course Code: 3011

Course Description

This course meets the training requirement of NY's Regulation 187 as amended, effective for the sale of Annuity products 8/1/19 and for Life insurance product effective 2/1/2020. New York has one of the strongest client-facing standards of care in the country. Annuity and life insurance product suitability training is one reason why. Producers and carriers are charged with keeping the client's best interests ahead of all else during the sales process. This course provides an excellent model of NY requirements as applicable to transaction recommendations of annuity contracts and life insurance policies. Suitability for new product sales, existing policy replacements and in-force policy transactions.

Life & Health Combo with Ethics

Course Code: 2871

Course Description

One 24 Hour Course / One Final Exam Part 1 includes topics for both Life and Health producers-from riders to exclusions-annuities to healthcare reform-disability coverage to senior needs-individual policy provisions to group policies-tax considerations to retirement planning. Part 2 dives into the world of insurance fraud-including types of fraud, how to identify the Red Flags that point to fraud, many examples of actual fraud cases as well the legislation enacted to prevent it. Part 3 concludes with 3 hours of ethics to meet state CE requirements.

Life & Health Policies, Provisions & Plans

Course Code: 2720

Course Description

From A - Z, producers will review in depth policy detail for both Life and Health contracts: from riders to exclusions;annuities to healthcare reform; disability coverage to senior needs; individual policy provisions to group policies; tax considerations to retirement planning. This course discusses the key L&H topics that producers explain to policyholders every day.

Life & Health w/Cyber Security & AML

Course Code: 2873

Course Description

Part 1-Topics for both Life and Health producers-from riders to exclusions-annuities to healthcare reform-disability coverage to senior needs-individual policy provisions to group policies-tax considerations to retirement planning. Part 2- Cyber-education is the key to protecting clients, co-workers, and employers-learning to secure personal, private, and protected information from the constant threat of data breach and related risks. This section of the course explores the cyber risks and vulnerabilities that affect not only insurance professionals, but their clients as well. Part 3-Money launderers continually seek new ways to work illegally gained profits back into legitimate commerce, using whatever financial means available. The insurance industry, once thought to be immune to the trappings of cash-heavy criminals, no longer is beyond their reach. This course will examine various money-laundering techniques and review laws and other safeguards, clearly defining what money laundering is, how to recognize it, and how to stop it. Note: The AML section of this course meets the content requirements outlined by ACLI's "Recommended Core Elements of an AML Training Program for Life Insurance Agents and Brokers." If A.D. Banker & Company does not appear on the approved AML provider list for your company, call our Customer Care Department and let us know.

Life Combo Course with Ethics

Course Code: 2804

Course Description

This all-inclusive combo-credit course is divided into 4 parts - with one final exam at the end. * Part 1: Life insurance is an essential family financial planning tool. including the uses of various life products and a variety of funding methods. * Part 2: Money-laundering poses a constant risk. Recognizing the red flags is critical to guard against being used in these illegal activities. * Part 3: 3 hours of ethics training specific to insurance agents. * Part 4: Explore advanced uses for life products to protect businessowners as well review retirement planning options available to the business community.

Life Combo w/Annuity Suit, AML & Ethics

Course Code: 2972

Course Description

Part 1: Life Insurance has become an essential business-planning ingredient in protecting against loss and assuring continuity. From outlining the basic types of business entities to specifying the roles of Life Insurance in business succession and employee retention, this course equips agents with the knowledge necessary to sell and service Life Insurance. Topics include: * Funding Retirement * Creation of an Estate * Payment of Estate Settlement Costs * Split Dollar Plans * Key-employee Coverage Part 2: Money launderers continually seek new ways to work illegally gained profits back into legitimate commerce, using whatever financial means available. The insurance industry, once thought to be immune to the trappings of cash-heavy criminals, no longer is beyond their reach. This course will examine various money-laundering techniques and review laws and other safeguards, clearly defining what money laundering is, how to recognize it, and how to stop it. Part 3: This course will discuss what annuities are, how they work, and how regulatory changes have affected the sales and marketing of these insurance products. It also delves into the needs of consumers for financial security along with the problems and solutions associated with annuities and how they relate to senior citizens. Part 4: With life insurance, agents are promising clients that when the need arises somewhere in the future, a benefit will be paid in a timely manner. In order to ensure this happens, the industry has set forth standards and practices as an outline and definition of an agent's responsibilities in all facets of his/her business. This course enables agents to make good on everything they tell their clients.

Life Insurance in the Business Marketplace

Course Code: 2677

Course Description

Through its unique flexibility and adaptability, life insurance has become an essential business-planning ingredient, both in protecting against loss and assuring continuity. From outlining the basic types of business entities to specifying the roles of life insurance in business succession and employee retention, this course will equip financial-services professionals with the knowledge and confidence necessary to prospect, sell and service life insurance in the ever-expanding business marketplace.

Life Insurance Plans & Policies

Course Code: 2579

Course Description

Life Insurance has become an essential business-planning ingredient in protecting against loss and assuring continuity. From outlining the basic types of business entities to specifying the roles of Life Insurance in business succession and employee retention, this course equips agents with the knowledge necessary to sell and service Life Insurance. Topics include: * Funding Retirement * Creation of an Estate * Payment of Estate Settlement Costs * Split Dollar Plans * Key-employee Coverage

Life Settlements

Course Code: 2689

Course Description

Life settlement planning is an emerging, specialized market. Settlements can be complex and are therefore highly related. This course is a comprehensive overview of the industry, the processes involved and both the legal and ethical considerations that must be navigated along the way. Highlights include: * History of Life and Viatical Settlements * Real-Life examples * Future developments * State and Federal Regulations

Long-Term Care Policies & Partnership

Course Code: 2719

Course Description

Applicable for today's LTC marketplace, this ClearCert approved training course takes producers through the NAIC training guidelines, using real situations client's face. From public to private coverage, from tax considerations to alternative funding and hybrid products, this 8 hour certification training course hits the mark.

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